Airmen and Sailors from Joint Base Pearl Harbor-Hickam, Hawaii, listen attentively during the Million Dollar Sailor/Airman program at Military and Family Support Center at JBPHH, Hawaii, Sept. 18, 2013. The Million Dollar Sailor/Airmen course is a two-day class developed by accredited financial counselors, which teaches money management to military members and their spouses. (U.S. Air Force photo/Tech. Sgt. Jerome S. Tayborn)